You are not defined by your credit score
Everyone’s journey is different and we know a number doesn’t define you - your character does. Smart Money Capital stands ready and willing to help.
$1,000 - $150,000
Will not impact your credit score.
Our simple 3-step process
While traditional banks make the loan process difficult, we’ve streamlined and built a customer-centric approach that works.
1. Apply Online
Click the “Apply Now” button below to fill out and submit our online application.
2. Verify Info
A Smart Money Capital loan consultant will contact you to verify your info.
3. Collect Funds
Once your loan is approved you will receive your wired funds within 48 hours.
Our clients are family
“My Smart Money loan allowed me to pay off credit cards with ridiculously high APR’s. Highly recommend if your disciplined and ready for a change.”
“The team at Smart Money Capital couldn’t have been more honest, and straightforward. They were patient and answered all my questions.”
“I usually throw out junk mail, but this was anything but. My husband and I decided to call the number on the mailer and it worked, we got a loan!”
“I put myself in a terrible financial situation by overspending and having to deal with some unexpected medical stuff. This helps a lot.”
“I feel great about my decision to go with Smart Money Capital. The process was pretty simple and my loan came faster than expected.”
Smart Money Capital is one of the fastest growing companies in the online lender space. We specialize in low rate personal and business loans to help people get back on track. Smart Money Capital operates as a licensed consumer lender and also provides loan referral services. Being transparent, and working diligently on your behalf is our mission.
No. Providing your basic information Will Not impact your credit score. To determine how much you qualify for, we conduct a “soft pull” on your credit. If you’re offered a loan and proceed with the application, a “hard inquiry” will be made to verify the accuracy of your application. This will be reported to at least one of the credit reporting agencies, and may affect your credit score.
Yes, a pre-approval can take as little as 10 minutes. Simply click the Apply Now button to fill out our online application. After you submit your application, one of our Smart Money Capital loan consultants will call you to discuss your options. Or, feel free to call us directly at (800) 410-6311.
To get started, you’ll simply need to provide your name, email, phone number and address.
Most borrowers receive their funds within 24 to 48 hours of approval. Please note funding times may vary based on bank processing times and holidays.