Questions? Visit our FAQ page.
Main Office: (800) 410-6311
General Questions: info@smartmoneycapital.com
Client Support: help@smartmoneycapital.com
Mailing Address:
555 Anton Blvd Suite 346
Costa Mesa, CA 92626
Business Hours:
Mon: 8am – 5pm
Tue: 8am – 5pm
Wed: 8am – 5pm
Thu: 8am – 5pm
Fri: 8am – 5pm
Sat: Closed
Sun: Closed
Smart Money Capital, LLC is a Utah licensed lender under the Utah Department of Financial Institutions. Loan amounts range from $1,000 to $100,000, with APRs ranging from 5.95% to 36%. Repayment terms may vary. Eligibility is based on criteria including credit history, income verification, and other factors. By submitting a loan request, you authorize Smart Money Capital to verify your information, conduct credit checks, and assess your creditworthiness. Smart Money Capital may request income and employment verification. Upon request, you will be provided with the name and address of the credit reporting agency used. This service may not be available in all states. Loan availability and terms are subject to approval and state laws. Void where prohibited. Smart Money Capital LLC operates under dba Smoney LLC in New York and Florida. Terms and conditions may vary by state. For more details, please see visit our Terms of Use and Privacy Policy pages.
Smart Money Capital is not a lender and does not directly offer financial products. We serve strictly as a referral source and do not represent or endorse any specific Financial Institution Providers or their products. Smart Money Capital does not accept applications, make credit decisions, or guarantee any outcome based on a financial product request. Any provider you choose will require you to complete their own application for consideration before extending a formal offer of credit.
We do not issue loan approvals, loan commitments, or guarantees on behalf of any Financial Institution Provider. All rates, fees, and terms are subject to change at each provider’s discretion and may not be available in all states or for all financial products. You may receive offers for different amounts or product types than originally requested, such as debt relief, credit repair, or monitoring services. Financial Institution Providers may have different privacy policies and security practices than Smart Money Capital.
Please note, we do not connect users with every financial institution or product on the market. Other options may exist with different terms or lower rates. We do not guarantee the lowest prices or best available terms. Your financial situation is unique, and it is your responsibility to review all offers and information carefully before making a financial decision.
Smart Money Capital supports the principles of the federal Equal Credit Opportunity Act (ECOA). We do not engage in any discriminatory practices based on race, color, religion, national origin, sex, marital status, age (if legally able to contract), public assistance income, or exercise of rights under the Consumer Credit Protection Act. We are also committed to complying with all applicable state and local anti-discrimination laws.
