No, providing your basic information will not impact your credit score. To determine how much you qualify for, we conduct a “soft pull” on your credit, which does not affect your score. If you’re matched with a lender and decide to proceed with the loan application, the lender will perform a “hard inquiry” to verify the accuracy of your application. This inquiry will be reported to at least one of the credit reporting agencies and may impact your credit score.

Unsecured loans are loans that aren’t backed by collateral. Instead of relying on a borrower’s assets as security, we work with lenders to approve unsecured loans based on a borrower’s creditworthiness and signature. All personal loans offered are unsecured loans.

There are no application fees and no pre-payment fees. The only fee is a standard loan origination fee.

No, we’ve done our best to streamline and simplify the process as much as possible. If you’d prefer, we’ll walk you through the process and happily answer any questions you have over the phone. Feel free to call us directly at (800) 410-6311.

Most borrowers receive their funds within 24 to 48 hours of lender approval. Please note that funding times may vary depending on bank processing times and holidays.