Smart Money Capital is not a lender but a referral service that connects consumers with third-party lenders. All loans are funded by independent lenders who set their own creditworthiness criteria and loan terms. Smart Money Capital does not endorse any lenders or brokers and does not charge for referrals. Loan approval, terms, and interest rates are determined solely by the participating lender. Loan amounts range from $250 to $100,000, with APRs ranging from % to 36%. Repayment terms vary by lender. Eligibility is based on lender criteria, including credit history, income verification, and other factors. By submitting a loan request, you authorize participating lenders to verify your information, conduct credit checks, and assess your creditworthiness. Lenders may request income and employment verification. Upon request, you will be provided with the name and address of the credit reporting agency used. This service and lender participation may not be available in all states. Loan availability and terms are subject to lender approval and state laws. Void where prohibited. Smart Money Capital LLC operates under dba Smoney LLC in New York and Florida. Terms and conditions may vary by state. For more details, please see visit our Terms of Use and Privacy Policy pages.